A perk they'll brag about.

Because when perks come from Clear Lease, they don't stay quiet.

Partner with the most stress-free, service-first provider for novated leasing program at your business. We save millions of dollars every year for our drivers, and hundreds of hours of productivity for businesses.

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Boost retention & build loyalty

A 10-30% pay rise for them.
$0 cost to you.

When employees feel valued, they stick around.

And when they go, they go where they see value.

Novated leasing means real savings on the car they want, every day. It's a great way to add significant value to their compensation package—without adding to payroll.

Show you care about their goals, both personal and professional.

Helly's Novated Lease
Without Novated Leasing
Taxable salary
$120,000
Income tax
$29,224
Post-tax salary
$90,776
Car finance & ongoing costs
$29,063
Take home pay
$61,713
With Novated Leasing
Pre-tax salary
$120,000
Clear Lease (pre-tax)
$23,860
Income tax
$23,861
Post-tax and Lease salary
$75,663
Take home pay
$75,663
Increase to take home pay
$13,950 (22%)
Noah's Novated Lease
Without Novated Leasing
Taxable salary
$110,000
Income tax
$26,072
Post-tax salary
$83,928
Car finance & ongoing costs
$22,904
Take home pay
$61,024
With Novated Leasing
Pre-tax salary
$110,000
Clear Lease (pre-tax)
$19,321
Income tax
$20,384
Post-tax and Lease salary
$72,051
Take home pay
$72,051
Increase to take home pay
$11,027 (18%)
Will's Novated Lease
Without Novated Leasing
Taxable salary
$120,000
Income tax
$29,224
Post-tax salary
$90,776
Car finance & ongoing costs
$21,138
Take home pay
$69,638
With Novated Leasing
Pre-tax salary
$120,000
Clear Lease (pre-tax)
$18,146
Income tax
$23,972
Post-tax and Lease salary
$79,531
Take home pay
$79,531
Increase to take home pay
$9,893 (14%)

Scaleable tax benefits

Lower tax liability, Zero risk to your organisation.

Benefits don't stop at retention.

Because every lease reduces employee taxable income, every lease also reduces your taxable payroll.

With absolutely zero setup or ongoing costs absorbed by you as the business, and no organisational ownership of the lease, you can also benefit from zero financial risk or liability.

Payroll Tax:
Without Novated Leasing
Employees
Salary
120
$13,200,000
Tax %
Payroll Tax
4.85%
$640,000
With Novated Leasing
Leases
Salary Deduction
60
$1,248,000
Tax %
New Payroll Tax
4.85%
$579,472
Payroll Tax Savings
$60,528

Engineered to be effortless

Works, and adapts to your business

We know that HR isn't simple.

Add pre and post-tax calculations, FBT monitoring, legal checks, and maintenance, and difficult prior experiences, it's easy to dismiss novated leasing entirely.

We've put in the work to make the complex simple - with clear, easy setup that will plug straight in to your existing payroll systems.

Clear Lease for business means very minimal workload, monitoring done for you, clear processes, and proactive communications.

Helly's Novated Lease
Without Novated Leasing
Taxable salary
$120,000
Income tax
$29,224
Post-tax salary
$90,776
Car finance & ongoing costs
$29,063
Take home pay
$61,713
With Novated Leasing
Pre-tax salary
$120,000
Clear Lease (pre-tax)
$23,860
Income tax
$23,861
Post-tax and Lease salary
$75,663
Take home pay
$75,663
Increase to take home pay
$13,950 (22%)
Noah's Novated Lease
Without Novated Leasing
Taxable salary
$110,000
Income tax
$26,072
Post-tax salary
$83,928
Car finance & ongoing costs
$22,904
Take home pay
$61,024
With Novated Leasing
Pre-tax salary
$110,000
Clear Lease (pre-tax)
$19,321
Income tax
$20,384
Post-tax and Lease salary
$72,051
Take home pay
$72,051
Increase to take home pay
$11,027 (18%)
Will's Novated Lease
Without Novated Leasing
Taxable salary
$120,000
Income tax
$29,224
Post-tax salary
$90,776
Car finance & ongoing costs
$21,138
Take home pay
$69,638
With Novated Leasing
Pre-tax salary
$120,000
Clear Lease (pre-tax)
$18,146
Income tax
$23,972
Post-tax and Lease salary
$79,531
Take home pay
$79,531
Increase to take home pay
$9,893 (14%)
Payroll Tax:
Without Novated Leasing
Employees
Salary
120
$13,200,000
Tax %
Payroll Tax
4.85%
$640,000
Jack's Novated Lease
Without Novated Leasing
Pre-tax salary
$110,000
Payroll tax
$5,335
Taxable Salary
Reduction
$0

Seamless for you, simple for them.

We do the heavy lifting, so your team doesn’t have to.

Every employee gets personalised guidance to make leasing effortless, with clear, transparent reporting. And unlike others, our case resolve time is measured in minutes, not weeks. That means no more hours spent stressed, trying to resolve car issues.

Employers get the same level of service, with fast communication, and payroll reporting, tax summaries, and participation insights—all at your fingertips.

Begin Application
Talk to someone
1. Application
You apply as an Employer Partner. Our BDM visits you or joins over zoom to walkthrough what's involved and how things would work.

We review your application for approval.
2. onboarding
If successfully approved and after chatting, you do want to offer Novated Leasing to your employees, we proceed to onboarding.

We work with you to design a policy tailored to your organisation, educating payroll on how deductions will work.
3. Employee Announcement
We announce the incentive and schedule a site visit (or virtual session) where a BDM will educate your team on all the ins and outs of their new perk.

Applications them open, and we ensure your employees get full transparency throughout the review process.
4. Implementation and review
Once internally approved, we ensure that payroll correctly implements deductions.

We continually review deductions and provide status reporting to ensure FBT is correct.

We exist to make perks, real perks. Not pain points.

We've seen the pitfalls in the industries largest providers, where disappearing acts are all too common once the contract is signed.

Because when providers break down, that's:
1. a lack of work flow state, due to a frequently distracted mind and unnecessary stress
2. high risk of extra costs sneaking in, due to mismanaged timelines, or lack of communication
3. a slow build of employee resentment, and a growing list of detractors.

4. tens to hundreds of thousands of dollars in lost productivity for your organisation

That's why we commit to good old service. To make Novated Leasing a perk as intended, and not just as a box-ticked benefit.

AVG REVIEW
Google Review 5 Star RatingGoogle Review 5 Star RatingGoogle Review 5 Star RatingGoogle Review 5 Star RatingGoogle Review 5 Star Rating
5.0 | Based on 80+ reviews
AVG RESPONSE TIME
LAST 6 MONTHS
1m 15s
LONGEST RESPONSE WAIT LAST 6 MONTHS
10m 28s
RESOLVED REQUESTS
SAME DAY
38%
RESOLVED REQUESTS
WITHIN 3 DAYS
68%

Higher engagement, lower costs.

Expand employee benefits and enhance engagement with a tailored novated leasing program designed for your enterprise. Our expert team works seamlessly with yours to optimise savings and streamline operations.

Contact Business Relationships Team
Ready for the easiest decision your HR team will ever make?
Apply to Partner with Clear Lease
Contact Business Relationships Team

Download our Resources for Business

Your source for our updated Employer Brochures and Flyers for Staff. This page is updated quarterly to reflect current popular models and deals.

PRODUCT FLYERS
Staff Flyer | ICE Car Deals
Updated for Q1 2025
PRODUCT FLYERS
Staff Flyer | Salary Sacrifice
Updated for Q1 2025
PRODUCT FLYERS
Staff Flyer | Salary Sacrifice Explainer
Updated for Q1 2025
PRODUCT BROCHURES
Employer Brochure
Updated for Q1 2025
PRODUCT FLYERS
Staff Flyer | Electric Car Deals
Updated for Q1 2025
PRODUCT BROCHURES
Employer Brochure
Updated for Q1 2025
PRODUCT FLYERS
Staff Flyer | Electric Car Deals
Updated for Q1 2025
PRODUCT FLYERS
Staff Flyer | Salary Sacrifice
Updated for Q1 2025
PRODUCT FLYERS
Staff Flyer | Salary Sacrifice Explainer
Updated for Q1 2025
PRODUCT FLYERS
Staff Flyer | ICE Car Deals
Updated for Q1 2025

Frequently Asked Questions:

How much work is involved for payroll staff?

Novated leasing requires minimal effort as long as your provider has a service focus. With automated systems and clear instructions from providers, your payroll team only needs to process a few deductions and maintain basic records.

Can employers claim GST on novated leases?

Yes, employers can claim the GST on lease payments and running costs, helping to reduce BAS liability. This applies if your business is GST-registered and you comply with record-keeping requirements.

What are my responsibilities as an employer?

Employers need to manage salary deductions, report fringe benefits accurately, and partner with a leasing provider to ensure compliance. The service focus of your leasing provider will determine how much of the administrative tasks are handled by you, vs them.

Will happens if there is a company restructure?

The next steps will depend on whether employees are staying with the same business entity, or transferring to a new one. The outcome is usually the same though - existing salary packaging agreements can continue with minimal disruption, but will requirement communication with your leasing provider.

What is salary sacrificing?

Salary sacrificing is when you exchange part of your pre-tax income for non-cash benefits, novated leasing is one kind of salary sacrificing. The goal is typically to increase take-home pay, or make a salary packaged item more cost-efficient (i.e, getting twice as nice of a car for the same price when it's pre-tax).

Are there disadvantages to offering novated leasing as an employer

The main consideration is the time required for payroll adjustments, but with modern systems and provider support, this is usually minimal. The benefits—like happier employees and potential payroll tax savings—often outweigh any minor drawbacks.

What if I’m self-employed?

Self-employed individuals can access novated leasing if they pay themselves a salary through a business structure like a company or trust. For sole traders, a shift to a company structure, or alternative leasing options will be better suited.

Will offering novated leasing cost my business anything?

No, offering novated leasing is cost-neutral for employers. Employees cover the lease costs through their salary, and businesses may even save on payroll tax when implemented at scale.

Which employees can benefit from a novated lease? What are the requirements?

Novated leasing used to only make sense for high earners. Thanks to modern tax rules and the ECM method, any employee earning over $40,000 can save on tax and running costs—no matter their car or driving habits.

Am I liable for the car as an employer?

Employers face very minimal liability with novated leasing. An employers role is limited to facilitating salary deductions and transferring payments. The employee assumes full responsibility for the lease.

What’s the difference between a novated lease and a company car?

A novated lease shifts costs and ownership to the employee, offering tax savings and flexibility, while a company car remains a business asset with full employer responsibility. Learn which option works best for your business on our detailed page.

Is there a minimum size my business has to be for novated leasing?

No, there’s no minimum size. Novated leasing is available for businesses of any size, from sole traders to large corporations.

What Happens if My Employee Leaves During their Novated Lease?

If your employee leaves, their novated lease will leave with them, as the agreement is between the employee and the leasing provider, with the employer just as a facilitator. The employee can take it to their next employer, or alternative arrangements can be made to suit the situation.

How does FBT & ECM Work?

FBT is a tax (with a rate at 47%) applied to fringe benefits (incentives beyond salary/wages received from an employer). A non-electric car under a novated lease is a fringe benefit (electric cars are completely FBT exempt in Australia).

The employer is responsible for paying the FBT, but at Clear Lease - we use the employee contribution method (contributing post-tax funds) to offset any FBT to zero.

This works because we can tax deduct any expenses incurred in the arrangement and maintenance of a vehicle as a fringe benefit. We work out the right mix of pre-tax and post-tax payments the employee needs to make to make sure the FBT liability is negligible for the employer.

Contact a Business Relationships Partner

Are you a business looking to speak to us about all things Clear Lease? Send us an email, or book a phone or teams call to get in touch.

Send Email

Send us an email:

As a service first provider, we're happy to answer any questions you might have about novated and salary sacrifice (even if you don't work with us).
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